Banking is one reasonable means of financing and investment. As such, there are various forms of banking services you can take advantage. They include the following.
The online banking is a means of banking online. You access your banking services and sort out simple tasks such as paying your bills, renew various subscriptions, conduct online transactions etc.
Registering for online banking is relatively straightforward. All you need do is follow the registration process and sign up with personal details. It’s easy, secured, fast, not to mention extremely convenient.
Other things you can do via online banking include:
- Order your statement
- Transfer and receive money
- Request a summary of accounts
Update your bank details
Physical Branches and ATMs
You can also access banking services by going to physical Branches and Automated Teller Machines, which are available at strategic locations.
You can do pretty much every online transaction and more at physical banks and ATMs. One significant benefit is that you get to address your concerns to a person and get attended to faster as opposed to the e-banking system that might get interrupted by connection problems.
Mobile or Phone Banking
You get to easily track your finances anywhere and anytime through a phone or mobile device. You can do this with any device that has access to the internet and download the internet banking app. You can download the app from either Google play store or Apple store
- Some of the benefits that you can derive from mobile banking are:
- Receive and transfer funds with ease both locally and internationally
- Easily access your account statements, balance as well as trace your transaction history
- Enjoy access to safe and secured banking using a secure digital key as well as the installation of biometric capabilities.
You get to do a lot of complex transactions seamlessly. This is because the mobile bank app has been designed to be more straightforward and more accessible for use.
It is essential to adhere to specific guides when banking, especially when you are a beginner. This is so you don’t get scammed or make a mistake and possibly lose money. Here are some banking guides we think you might find helpful.
In registering your bank details, you must register and log in for banking, reset your password and add your cards to your digital wallet.
To ensure proper managing of pins and passwords, you must ensure you remember your pins and block and unblock your cards when necessary before replacing your stolen cards.
There is also a wide range of accounts you can explore that would make your banking experience more convenient. They include:
This feature helps to make your banking experience easier by way of a free ATM withdrawal and, a free monthly fee. You basically don’t have to pay any fee.
With the savings account, not only do you not require a minimum balance, but it also supports the payment of bonus interest at specific periods. That way, you can earn more by merely saving.